Step 1
Learn about the Home Affordable Programs and other options
- HAMP for Modification
- HARP for Refinance
- HAFA for Foreclosre Avoidance
- Traditional Modification
Step 2
Create your personal account and complete the on-line application
- Private-We Do Not Sell Data
- Secure-Best Practice Security
- Simple-No Hassle Application
- Fast-Same Day Submission
Step 3
Provide necessary documentation required to qualify for programs
- Signed Application
- Hardship Affidavit
- 4506-T
- Income Documentation

